Insurance Planning and Risk Management

Insurance and risk management perform a vital part in just about any comprehensive fiscal strategy.

Insurance Planning is an integral part of the Financial Planning process. You have worked hard to save money and build your net worth, and yet it could all be gone in a flash if you aren’t properly insured.

"AL CONSULTING SERVICES (1762046-P)" is a life assurance certified and will utilize our impartial position to examine the offers of every one of the leading life insurance businesses. Then we’ll create options that offer the most effective value for our clients.

Our insurance preparation process starts with an intensive evaluation to decide whether it's cost effective to cover the possible threat. Then we choose the most effective quantity and kind of protection to work with.

We explain your choices in clear, straightforward terminology so you have the info that you need to make the most effective choices for safeguarding your nearest and dearest.

Insurance is involved in many areas of your life, but is often misunderstood. Our staff works together with you to determine your goals for yourself and your loved ones, or your company. This can ascertain whether there is a requirement for insurance, both for revenue replacement, and the appropriate continuance of your company.

We evaluate whether you have the proper kind and level of insurance to make certain you are getting the best insurance for the money you are spending.

Managing risk can be done in several ways

• Avoid risk by hiring a professional to trim your expenses
• Prevent risk by practicing good budgeting
• Spread it out by investing in many different opportunities
• Transfer it by sharing the risk with an insurance company
• Retain it by assuming that certain losses are just unavoidable costs that need to be absorbed

Insurance comes in all sorts of flavors. In addition to private insurance (homeowner's, health, liability, malpractice, fire, flood, etc.), we also have public insurance (the FDIC, for example), and social insurance (Social Security, Medicare, Unemployment and Workers' Compensation).

We see your risk in the full context of your business. We know that purchasing insurance is a big decision and that it’s more than buying a piece of paper. You're securing the future of your business.

To find out more about how we can assist with your Risk Management needs, please call us at 03-7733 9973.